Dosh App Review [2024]: How it Works, Pros and Cons

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Dosh App Review? The Dosh is a cashback platform that offers automatic rewards for shopping, dining, and booking hotels. 

Users simply link their preferred debit or credit cards to the app and proceed with their transactions as usual. With Dosh, you can earn up to 10% cash back without any additional effort.

In this Dosh App Review, we delve into how Dosh works, its pros and cons, and whether it’s the right choice for you.

Dosh App Review: What is Dosh?

Dosh is a free cash-back app that revolutionizes the way you earn rewards. By linking your credit or debit card to the app, you automatically receive cash back when making purchases at participating merchants. 

The beauty of Dosh lies in its simplicity – no coupons, receipts, or promo codes are required. Simply shop as you normally would and watch your cash back accumulate.

How does Dosh Work?

1. Connect

Download the Dosh app from here and link your cards, or check if your preferred payment methods offer cash back powered by Dosh.

2. Shop

Simply swipe your linked card at participating merchants, and watch as Dosh deposits cash back into your wallet automatically.

3. Transfer

Once you’ve accumulated $15 in cash back, you can transfer it to your bank account, PayPal, Venmo, or even donate it to charity.

Ways to Maximize Your Earnings with Dosh

Dosh offers multiple avenues for boosting your cash-back rewards:

  • Linking Your Card: Earn an instant $5 bonus by linking your card to the Dosh app, with additional bonuses for linking multiple cards.
  • Online Shopping: Enjoy cash back on purchases made through participating online retailers, automatically integrated into your Dosh Wallet.
  • In-Store Purchases: Receive cash back on transactions at physical stores, with no need for coupons or receipts.
  • Travel Rewards: Benefit from cash-back offers on hotel bookings, making your travel expenses more rewarding.
  • Referral Program: Invite friends and businesses to join Dosh, earning referral bonuses and potentially lucrative commissions.

Dosh App Review: Cash Out and Referral Program

Dosh requires a minimum cashout amount of $15, which users can transfer to their PayPal or bank accounts. 

Additionally, Dosh features a referral program allowing users to earn bonuses by inviting friends or referring businesses to the platform.

See: 9 Best Apps to Earn Free Gift Cards.

Dosh App Review: Cost

Dosh operates on a free-to-use model, with no upfront fees or subscription charges. 

However, users should note that inactive accounts may incur a service charge of $4.99 per month after 12 months of inactivity.

Dosh App security and privacy

  • Data Privacy: Dosh is committed to consumer privacy and does not sell your data to businesses or third parties.
  • Secure Transactions: Your credit and debit card information is stored securely with Braintree, a PayPal service renowned for its leading banking vault technology.
  • Bank-Level Security: Dosh employs 256-bit encryption and Multi-Factor Authentication to safeguard your information and prevent unauthorized access.

Important Considerations

Before committing to Dosh, you should consider the following factors:

  • Accepted Cards: Dosh exclusively accepts Visa, MasterCard, and American Express, potentially limiting accessibility for users with alternative card preferences.
  • Security Measures: Unlike some competitors, Dosh does not utilize a secure third-party platform for card linking, raising concerns regarding data security.
  • Cash-Back Processing Time: Users must have patience as Dosh imposes a long verification period, delaying the availability of cash-back rewards.
  • Minimum Withdrawal Threshold: With a relatively high minimum withdrawal amount of $15, users may face long waiting periods before accessing their earnings.
  • Maintenance Fee: Users face a high $4.99 monthly maintenance fee after 12 months of inactivity, a policy more strict than industry standards.

See: 11 Best Ways to Make Money Online.

Dosh Alternatives 

If Dosh doesn’t meet your needs, consider these alternatives:

1. Ibotta

Ideal for cash spenders, Ibotta offers cash-back rewards for various purchases, with the flexibility to use any payment method.

2. Rakuten

With a focus on online shopping, Rakuten provides cash-back rewards for a wide range of retailers, though payouts occur quarterly.

3. Swagbucks

Swagbucks is an innovative platform offering users the opportunity to earn free gift cards, cash rewards, and exclusive deals through various online activities.

Is Dosh Legitimate and Secure?

Dosh prioritizes user safety through encryption protocols and partnerships with trusted payment processors like Braintree. 

Additionally, its certification by the Better Business Bureau confirms its commitment to reputable business practices, earning it a solid reputation among users.

Dosh App Review: Pros and Cons


  • Hotel Booking Rewards.
  • Referral Bonuses.
  • Automatic Rewards.
  • Wide Retailer Network.
  • Flexible Payout Methods.


  • Card Linking Restrictions.
  • Limited availability to U.S. residents.
  • Maintenance Fees for Inactive Accounts.
  • Lower Referral Rates.


Dosh presents a convenient and rewarding way to earn cashback on everyday purchases. 

With its user-friendly interface, diverse partner network, and solid security measures, Dosh stands out as a strong player in the cashback rewards space. 

It’s a popular choice among those looking to save money while shopping, dining out, or booking hotels.

We hope that this content about Dosh App Review is very helpful to you!


Does Dosh charge a fee?

Paying other Dosh users or receiving payments from other Dosh users is free. 

What are the terms of Dosh?

The Services may only be accessed and used for your personal, non-commercial use, not on behalf of another party. 

Does Dosh sell your information?

Your Personal Information is not shared, sold, or provided to third parties by Dosh.

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