Looking for the best credit card offers that provides cashback on your daily online shopping and gives you control to manage your finance, then Upgrade is for you. With this card, you can enjoy many benefits including $200 sign up bonus when you open a new Rewards checking account and make at least 3 debit card transactions within 60 days of opening your account plus you can double your reward with $100 referral bonus.
In the below article, we will discuss Upgrade Promotions Offers, Features, and Benefits. Let’s jump in.

Upgrade Promotion 2023
Currently, Upgrade promotion offering $200 sign up bonus for new users when they join and open a Rewards Checkings Account and $100 Referral bonus when they invite their friends and family to join.
Also, unlimited 3% cashback rewards on gas, grocery, health, streaming, and utilities. Ans 1.5% cashback on bitcoin payments.
Upgrade $200 Sign up Bonus Promotion
Upgrade offers $200 sign up bonus for new users when they join through our unique Upgrade Link and make 3 debit card transactions with in 60 days of joining.
How To Claim Upgrade Sign up Bonus
Follow the below steps to claim your Sign up bonus.
- Click on this Upgrade link to sign up for Upgrade.
- Create a new Rewards Checking account and fund it.
- Make 3 purchases using your debit card or Upgrade Card within 60 days.
- After the third debit transaction, the bonus will appear as a rewards credit on your Upgrade Card within 1-2 billing cycles.
Upgrade $100 Referral Bonus Promotion
Upgrade referral program offers you $100 when you invite your friends and family members to join through your unique referral Code and they open qualified Upgrade Rewards Checking Account and make at least 3 purchases using their debit card or Upgrade Card.
How To Claim Upgrade Referral Bonus
Follow the below steps to claim your referral bonus.
- Login to your Upgrade Account.
- Go to the “Referral Section” and copy your unique Upgrade Referral Code.
- Now Share it with your family and friends.
- Once they create a Verified Upgrade Rewards Checking Account through your unique Referral code and make 3 purchases within 60 Days of Opening the account, then you will get a $100 Upgrade Referral Bonus.
- Your Referral will also get a $200 Upgrade Sign up Bonus.
How Does Upgrade Works?
Upgrade works in a simple and easy way below you will find out How?

1. Get Your Upgrade Card: Apply online and get a credit line from $500 to $25,000 with your Upgrade Card.
2. Make purchases or get your account funded: Pay with Upgrade Card at retail locations and online wherever Visa is accepted or get funds sent to your bank account.
3. Pay it down: Make your monthly payments, which can be debited directly from your bank account.
Upgrade Cash Rewards Card Offer
Choose the best Upgrade Card that’s right for you.

1. Triple Cash Rewards: You will get unlimited 3% cashback on payment for purchases in Home, Auto, and Health categories and 1% on everything else.
2. Life Rewards: Unlimited 3% cashback on payments for purchases on gas, grocery, health, streaming, and utilities. 1% cashback on all other purchases (Target and Walmart).
3. Cash Rewards: Get Unlimited 1.5% cash back on payments.
Upgrade One Card: Get Up to 3% cashback for everyday purchases and 2% for all other purchases*
4. Bitcoin Rewards: Unlimited 1.5% back in bitcoin on payments
5. Upgrade Card: No annual fee, no late fees, and no foreign transaction fees. Low predictable payments
Upgrade Features
Below are some features of Upgrade Rewards Checking:

- Fee-Free Mobile Banking: Check your balance, pay bills, and transfer your money. Upgrade charges no ATM fees, no account fees, and no international transfer fees.
- Track Your Debit Rewards: Track your rewards, earn 2% cashback on common everyday expenses and recurring payments, and 1% cash back on all other Upgrade Visa® debit card charges.
- Manage your Upgrade Card or Loan: Manage your payments and check your outstanding balance.
- Manage your credit score: Check your credit score, get notified of any change in your credit report, track potential ID theft, and use our credit score simulator to see how different actions may impact your score using real data from your credit report.
Upgrade Personal Loans
Upgrade gives personal loans up to $1,000 to $50,000 it is a simple way to build your future, with low fixed rates, affordable monthly payments, and no prepayment fees.

What is Rewards Checking?
Upgrade, a financial services company. This account offers various benefits such as cashback rewards, ATM fee refunds, iTunes credit, airline miles, cell phone insurance, and interest on deposits.
You’ll earn 2% cash back on common everyday expenses (up to $500 per calendar year) and 1% cash back on everything else when you use your Upgrade VISA Debit Card for purchases.
Is Upgrade Legit?
Yes, Upgrade is totally legitimate company it was established in 2016 by Renaud Laplanche, a former CEO of Lending Club. The company is headquartered in San Francisco, California, and has secured a total of $600 million in equity funding and over $10 billion in loans since its launch in 2017.
Upgrade has a valuation of 6.28 billion, and the cards are issued by Sutton Bank.
Conclusion:
Overall, Upgrade Rewards Checking great choice for those customers who are looking for an online checking account to get more out of their spending. With unlimited 1.5% cashback, $200 welcome bonus, $100 referral bonus, credit offer, and personal loan, you will be able to control of your finance and manage your money in a smarter way.
The account is part of Upgrade’s mission to provide customers with convenient and accessible financial services and education resources.