Money-Making Apps (2024): 5 Best Apps

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Money-Making Apps have become increasingly popular for individuals looking to earn extra income or supplement their primary source of revenue. These apps offer various opportunities to make money through tasks such as completing surveys, shopping online, or playing games. 

Some well-known Money-Making Apps include Ibotta, Swagbucks, Capital One Shopping, Honeygain, and Dosh.

In this guide, we’ll explore the Best Money-Making Apps of 2024 and how you can leverage them to boost your income.

5 Best Money-Making Apps

1. Ibotta

What is Ibotta?

Ibotta is a mobile application designed to help users earn cash back on their everyday purchases, both in-store and online. Whether you’re buying groceries, clothing, electronics, or anything in between, Ibotta makes it easy to save money with just a few simple steps.

How it Works

  • Browse Offers: Users can browse through various cashback offers available on the Ibotta app from a wide range of retailers and brands.
  • Add Offers: Users select the offers they’re interested in and add them to their Ibotta list by tapping on them.
  • Shop & Purchase: Users shop for the items associated with the offers they added to their Ibotta list, either in-store or online.
  • Submit Receipts: After completing their purchases, users take a photo of their receipt using the Ibotta app and submit it for verification.
  • Earn Cashback: Ibotta verifies the purchases and rewards users with cashback based on the offers they redeemed.
  • Withdraw Earnings: Once users accumulate a certain amount of cashback rewards, they can withdraw their earnings via cash or gift cards.


  • Free to use
  • Features over 2,000 retailers
  • Earn cash back on gift card purchases
  • You can cash out at $20


  • You need to add offers before shopping
  • You need to upload receipts
  • Many offers are store-specific
  • Many offers are brand-specific

2. Capital One Shopping

What is Capital One Shopping?

Capital One Shopping is a browser extension that empowers users to uncover discounts, coupon codes, and reward opportunities easily.  It automatically searches for online coupons, better prices, and rewards at over 30,000 online retailers, making it easy to find the best deals. 

How it Works

  • Install the Extension: Search for “Capital One Shopping” on the Google Chrome Web Store and install the free extension to add it to Chrome.
  • Shop Normally: Shop on your favorite online stores while Capital One Shopping finds the best deals for you.
  • Enjoy the Savings: Sit back and relax while Capital One Shopping automatically applies coupons and tracks your credits.


  • Exclusive Deals
  • Automated Coupon Codes
  • Capital One Shopping Credits
  • Price Comparison Tool


  • Data Collection
  • Limited Withdrawal Options
  • Potential Slowdown of Browser

3. Swagbucks

What is Swagbucks?

Swagbucks is a reputable online rewards platform where users can earn points, called SB, by completing various tasks such as taking surveys, shopping online, playing games, and more. These SB points can be redeemed for gift cards, PayPal cash, or charitable donations. 

How it Works

  • Taking Surveys: Complete surveys on various topics and earn SB points for your time.
  • Playing Games: Play games through the Swagbucks app and earn points for your gameplay.
  • Watching Videos: Watch videos on Swagbucks and earn points for your viewing time.
  • Shopping Online: Earn cashback in the form of SB points when you shop at partner retailers through Swagbucks.
  • Searching the Web: Use the Swagbucks search engine for your daily web searches and earn points for your queries.
  • Referring Friends: Invite friends to join Swagbucks and earn a commission on their SB points.
  • Uploading Receipts: Upload receipts from your shopping trips to earn SB points for eligible purchases.
  • Printing Coupons: Print coupons from Swagbucks and earn points for redeemed offers.


  • Diverse Earning Opportunities
  • Convenient Redemption Options
  • User-Friendly Interface
  • Great Mobile App


  • Time-Consuming Surveys
  • Limited Earning Potential
  • Lower Payouts for Watching Videos

4. Honeygain

What is Honeygain?

Honeygain is an innovative application that allows users to make money online by sharing their internet connection. By installing the Honeygain app on their devices, users can contribute their unused internet bandwidth to the Honeygain network.

How it Works

  • Download: Users download the Honeygain app on their devices.
  • Activate: They activate the app by creating an account or logging in.
  • Share Bandwidth: Honeygain runs in the background, sharing unused internet bandwidth.
  • Secure Connection: Advanced encryption ensures user privacy and security.
  • Earn Rewards: Users earn rewards as their shared bandwidth is utilized.
  • Monitor and Control: Users can monitor earnings and adjust sharing settings.
  • Redeem Rewards: Earnings can be redeemed via PayPal or cryptocurrency.


  • Passive Income Opportunity
  • Accessible to All Internet Users
  • Referral Program Benefits


  • Lack of Control Over Usage
  • Limited Transparency
  • High Cash-Out Fees

5. Dosh

What is Dosh?

Dosh is a mobile application that provides cashback to users when they shop, dine out, or book hotels at participating locations. By simply linking their cards to the app, users can earn cash back without the need for coupons, points, or receipt scanning. It’s a convenient way to earn rewards without any effort. 

How it Works

  • Connect: Download the Dosh app and link your cards, or check if your preferred payment method offers a cash back experience powered by Dosh.
  • Shop: Simply swipe your card at participating brands, and Dosh will automatically deposit the cash back into your wallet.
  • Transfer: Accumulate $15 in cash back, then transfer it to your bank, PayPal, Venmo, or donate it to charity.


  • Automatic Cash Back
  • Flexible Redemption
  • Diverse Reward Categories


  • Mobile-Only Access
  • Privacy Considerations


These five Money-Making Apps can help you earn money and save easily. They offer different ways of earning, such as cash back on purchases, and gift cards. With the right strategy, these apps can help you reach your financial objectives and make the most of your free time.

We hope that this article about the Best Money-Making Apps is helpful to you!


What is the best app to earn money?

The best apps to earn money are Rakuten, Ibotta, Upside, Swagbucks, and many more.

What is the easiest app to receive money?

MoneyGram, Remitly, PayPal, and many more are the best apps for receiving and sending money.

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